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Top 5 FinTech Trends for 2019

Authored by – Tony Clark, Managing Director-Technology

2019 will not be about one singular technology trend, but many technologies working together

While over the past few years individual technologies like chatbots, blockchain, and AI have each seen popularity as the major technology of the year, we believe that 2019 will not have a single technology leading the charge in 2019. Instead, we expect 2019 to be the year when multiple emerging technologies are combined to create powerful, exponential value add to financial institutions. Think blockchain, plus machine learning, plus the Internet of Things and cloud combined. 2019 will be the year that businesses focus on progressing major enterprise scale digital transformation strategies and to do so will require combining a change management initiative combined with multiple technology solutions.

Accelerating Digital Transformation
When we consult clients on how to adopt FinTech solutions, we always start by asking what is the business problem you’re trying to solve. Understanding the business challenges, the gap in the current technology infrastructure with the future target state and having a clear roadmap to close that gap all help to identify the right opportunity for a fintech to that has a proven, industry-leading solution to come in and close that gap. Where there is not already an industry-leading, trusted solution, this can be an opportunity for businesses to innovate and find differentiated value through home-grown fintech solutions or even by purchasing a market leader as we have seen many banks doing over the last two to three years.


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