The earthquake of digitization is affecting the whole financial world, from the recent online banks, to the traditional ones. The access to funds, and investing opportunities have been opened up and become more inclusive. But with that, there has been a demand for better performance, lower fees, better customization and personalization, and better securitization of the data, leading to an intense competition between historical factors, fintech firms and big tech giants.

Big Data, Blockchain and Artificial Intelligence are all tools that are starting to find their feet in the financial market as different companies and managers look to utilise these different burgeoning technologies to give themselves a competitive edge.